Free on Google Play

Know what's actually left til payday

Your bank balance lies. It doesn't know rent is due Thursday. TilPaid does. See what's really safe to spend.

No account needed. No bank linking. Your data stays on your phone.

Checking
$1,810
TilPaid Balance
7 days
Bank
$2,632
After payday
$5,132
Recent
H
HEB
Groceries
-$67.23
W
Whataburger
Dining
-$12.45
S
Shell Gas
Gas
-$48.50
A
Amazon
Shopping
-$34.99
Ledger
+
Recurring
Settings

Your bank balance isn't what you can spend

You check your bank and see $2,632. Feels fine. But rent is due in 4 days, electric is coming, and you haven't filled up the tank. TilPaid shows you the real number.

Your bank says
$2,632
Looks like plenty. But $1,450 rent, $142 electric, and $48 in gas are all hitting before payday.
TilPaid says
$1,810
Bills already deducted. This is what you can actually spend. No surprises.

Set up in 30 seconds. No bank linking.

1

Enter your balance

Check your bank app, type in the number. Pick your pay frequency and next payday.

2

Log as you go

Tap the + button after every purchase. Takes 5 seconds. The ATM-style entry makes it fast.

3

See what's left

Your TilPaid balance deducts upcoming bills automatically. Always know what's safe to spend.

Everything you need. Nothing you don't.

⏱

Payday countdown

A visual ring shows exactly how many days until your next paycheck. Always know where you are in the cycle.

🔁

Recurring bills

Add rent, electric, subscriptions. They're automatically deducted from your TilPaid balance before they're due.

✅

Verify against your bank

One-tap reconciliation. Compare your TilPaid balance with your actual bank balance to stay in sync.

💲

Multiple pay cycles

Dual-income household? Track both paychecks with named cycles. Jason biweekly, Sarah monthly. It just works.

📊

Budget envelopes

Set spending limits by category. $600 for groceries, $200 for dining. Progress bars show where you stand.

Premium
📅

Calendar view

See upcoming bills and paychecks on a calendar. Spot the crunch points before they hit.

Premium

We never see your bank credentials. Ever.

TilPaid doesn't connect to your bank because it doesn't need to. You know what you spent — we just help you see what's left.

🔒

No bank linking

Your credentials stay with you. We never ask for them.

📱

Data stays on device

Everything is stored locally. Optional cloud sync if you want it.

🚫

No ads. No tracking.

No analytics. No data selling. Your finances are yours.

Stop guessing. Start knowing.

Download TilPaid and see what's really left to spend. Free, private, and takes 30 seconds to set up.

iOS coming soon